All waterfront homes on Plantation Key sorted by neighborhoods

Indian Waterways

Kahiki Harbor

Lake Harbor

Lyseloma

Pearl City

Plantation Lake

Plantation Key Colony

Plantation Shores

Plantation Lake Estates

Sunshine Estates

Tavernaero

Treasure Harbor

Tropical Atlantic Shores

Venetian Shores

If you are interested in buying or selling property in the Keys please contact me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com

Water Front Homes in Key Largo sorted by Neighborhood

Buccaneer Point

Hammar Point

Key Largo Ocean Shores

Lake Surprise

Largo Sound

Lime Grove Estates

Ocean Isle Estates

Pirates Cove

Port Largo

Riviera Village

Sexton Cove

Silver Shores

Stillwright Point

Sunset Acres

Sunset Point

Sunset Waterways

Tavernier Ocean Shores

Twin Lakes

Winston Waterways

If you are interested in selling or buying Real Estate in the Keys please call me at 305-393-0923 or e-mail me to: Wiebkewestedt@aol.com

Finance tip by Frank

15 Year Mortgages
The Positives and the Negatives
Let’s pay this mortgage off quickly, let’s get a 15 year mortgage. We would all love to be able to say that but considering the difference, is it really worth it? We will study this example:
$300,000.00 Mortgage Amount
15 Year Payment at 4.75% = $2,333.50 for 180 months = $420,030.00
30 Year Payment at 5.25% = $1,656.61 for 360 months = $596,379.60
WOW! A monthly savings of $676.89 & total savings of= $176,349.60
You would think the 15 year mortgage is a no-brainer, however most financial advisers recommend the 30 year for various reasons. The main reason is due to emergency events we have no control over and need those funds to cover them such as loss of job or medical expenses. Here is what I advise my customers and it is so simple anyone can do it.
On a mortgage with no prepayment penalty you are allowed to make principle payments without any penalty. Here is the secret formula. Obtain a 30 year mortgage but make your 15 year payment at the same rate. The lender cannot say no and you have all the flexibility you need should something unexpected arise. The lender applies the difference to principle thus reducing the interest on the loan and the time for it to be paid off.
If income is good, make the larger payment always knowing you can go to the lower payment anytime you wish without any penalties. It feels real good to have that option that you would not have with a 15 year mortgage. Sure the difference in the rate would give you a payment of $2, 411.63 on the 15 year but it is so good to know I can pay $1,656.61 if needed. For more creative ideas on financing, please feel free to reach me at frank@equityoptionscorp.com
If you are looking to buy or sell Real Estate in the Keys please contact me at Wiebkewestedt@aol.com or 305-393-0923

Summary of June Activity

Upper Keys

New listings
Price reductions
Pending/Under contract
Closed

Middle and Lower Keys
New listings
Price reductions
Pending/Under contract
Sold

If you are looking to buy or sell Real Estate in the Keys please contact me at Wiebkewestedt@aol.com or 305-393-0923

You never know .....

Sometimes I show properties and buyers do not want to make an offer because the asking price is so much higher than they are willing to spend. Don't be afraid to make low offers. Today I closed on this house in Venetian Shores. It was originally listed at $1,395,000, after several months the price was reduced to 1,1 and thereafter to $989,000. The house sold for 810K today! This was not a distress sale!
This is a buyers market and there are some great deals out there. Make an offer ... you never know ....
If you are looking to buy or sell Real Estate please contact me at Wiebkewestedt@ao.com or call me at 305-393-0923

Best Deals

Following are the best deals in my opinion.

Condos/Townhomes under 350K:
Click here

Condo/Townhomes from 350K to 550K:
Click here

Condo/Townhomes from 550K to 800K:
Click here

Dry lot homes under 300K:
Click here

Canal front homes under 600K:
Click here

Canal front from 600K to 800K:
Click here

Best Venetian Shores deals:
Click here

Best Port Largo deals:
Click here

Open water front best deals:
Click here

If you are looking to buy or sell please call me at 305-393-0923 or e-mail me to Wiebkewestedt@aol.com

Venetian Shores in Islamorada

Venetian Shores is a beautiful neighborhood in Islamorada. The canals are 100ft wide and very deep (this is important if you have a large boat, a lot of canals in the Keys are too shallow to accomodate a large vessel or sailboat). It is also one of the most favored boating communities due to its immediate access to Bay AND Ocean (via Tavernier Creek).

These are all properties currently listed in Ventian Shores (listed by price):
Click here

Of those properties these are currently the best deal (in my opinion):
Click here

Here are the houses that are currently under contract in Venetian Shores:
Click here

If you are considering a purchase in Venetian Shores; This is the time: there is a large inventory and many motivated sellers. Take advantage while comparable sales are those from a depressed market. Venetian Shores is a prime neighborhood in a choice area. As a primary or second home this neighborhood is a great investments.
If you have any interest in buying or selling please contact me at 305-393-0923 or at Wiebkewestedt@aol.com

Great deal! Brand new listing

This just came on the market: a 2 bedroom, 2 bath ocean front condo in Seagulls for 250K.
Please take a look:



See the detail sheet here


If you are interested in buying or selling please contact me at 305-393-0923 or at
Wiebkewestedt@aol.com

All condos for sale in each complex

Beacon Reef

Buttonwood Bay

Coral Harbor

Executive Bay Club

Future Yacht Club

Harbor92

Kawama Tower


Landigs of Largo

Mariners Club


Moon Bay


Ocean Harbor


Ocean Pointe


Port of call


Rock Harbor

Seagulls


Sunset Hammock

Tamarind Bay


The Palms
The Sanctuary

Incredible Deal REO

If you don't mind having to do work and can spend 700K; this is the one! A DIRECT bayfront property with a cut in canal with protected dockage.
Sorry, I won't give out the link/adress on this property; if you are not working with another agent please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com and I'll provide you with more info.
Thanks and have a great day!

May Sales Summary

Upper Keys

New Listings
Price Reductions
Pending
Sold


Middle and Lower Keys:

New Listings
Price reductions
Pending
Sold

If you are looking to buy or sell please call me at 305-393-0923 or you can e-mail me at Wiebkewestedt@aol.com

Deals Deals Deals

This is the lowest priced piece of Real Estate in the Upper Keys, a condo for 56K:
Click here

A great deal in Venetian Shores; this is the lowest priced CBS house on an opem canal VS:
Click here
Under Contract!

Here are the three lowest priced canal front homes: Click here

Canal front homes under 700K: Click here

Lowest priced direct bayfront homes: Click here

Lowest priced Ocean Front Listing: Click here

Best Value/deal Condos/townhouses: Click here

If you are interested in Real Estate please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com

New listing in Buttonwood Bay

Please take a look at this beautiful new Buttonwood Bay Unit:



Also take a look at these listings as well:

Ocean Harbor

Gulfview Dr.

Harbor92

The Sanctuary

If you have any questions regarding Real Estate in the Keys please call me at
305-393-00923 or e-mail me at Wiebkewestedt@aol.com

What's for sale

Following links to all properties listed in that category:

Canal Front houses under 800K: Click here

Canal front houses from 800K to 1 Million: Click here

1 Bedroom condo: Click here

Condos/townhouses up to 400K: Click here

Condo Townhouses from 400 to 800K: Click here

Open water front homes under 2 Million: Click here

If you are looking to buy or sell in the Keys please call me at 305-393-0923 or Wiebkewestedt@aol.com
Have a great day!

Going once ... going twice .... sold

It is a buyers market! True! The deals are selling! Also true!
If you are seriously looking to buy: this is the time to make offers! Almost every property that I have featured as a great deal is under contract.
I do not feature all properties that are great deals on my blog because I give my customers first bid on them. Some buyers will search the internet for listings, then drive by and if they like the property they call the listing agent (whose sign is in the front yard). There is no benefit to the buyer to work with the listing agent. The seller pays the same commission. When I see a great deal I contact MY customers first. If none of my customers are ready to make an offer on the property I feature the listing on my blog. Sometimes I don't feature a great deal because the asking price is not that great of a deal but I know that the seller is very motivated. (Inside info)
There are great deals in the current market and they are listed by many agents.
All Realtors in Monroe County have access to all listings in the MLS (Multiple listing system). I gather the deals from that source and not just from my listings.
If you choose to work me as your Real Estate agent you can rest assured that you will know first about the best deals. Right now it is especially important that you work with a seasoned local Realtor who knows the market inside out and who is as involved in the market today as they were 5 years ago. It is essential that your Realtor knows off the top of their head what is selling NOW. Not 6 months ago, not 2 years ago but NOW. An involved Realtors will know figures that are not published yet and in this market that knowledge can save you a lot of money!
I have three properties under contract and just closed on one that came directly from readers of this blog. All of them are purchasing properties below the current market value! If you are ready to buy NOW this is the time to contact me at 305-393-0923 or Wiebkewestedt@aol.com If you are watching the market for a while before making a purchase please continue to read my blog; I provide you with all the facts and data to become an educated buyer. Thanks for reading my blog!

Finance info by Frank

The Home Valuation Code of Conduct

As of May 1st 2009 the mortgage industry has experienced major changes in the way we conduct business. The HVCC reqiuirement for conventional loans reads as follows.
No employee, director, officer or agent of the lender or any other third party acting as joint venture partner , independent contractor, appraisal management company or partner on behalf of the lender shall influence or attempt to influence the development , reporting, result or review of an appraisal through coercion, extortion, collusion, compensation, instruction, inducement, intimidation, bribery, or any other manner.
Basically the lender or broker can no longer have direct contact with an appraiser but can only order an appraisal through a management company that will then contact the appraiser and place the order.
The purpose is to avoid any potential fraud. Here are the basic changes:
*CMA's and Comp Requests will not be allowed.
*Mortgage brokers will not be allowed to order appraisals.
*Mortgage brokers or loan officers cannot request specific appraisers.
*COD payment for appraisals will not be allowed.
*Value pressure on appraisers will not be allowed.
*Owner's values or hoped for values cannot be communicated
*Blacklisting" cannot be done without notice to the appraiser
*"Value Shopping" by the lender is not allowed.
*Withholding timely payment is prohibited.
*Borrowers must be supplied a copy of any appraisal.
*Required 10% re-appraisal or review of reports.
*Lenders will be held accountable for appraisal quality.
*LENDERS will be REQUIRED to report appraisers to State Boards of Real Estate Appraisers if appraiser misconduct is suspected.
And, finally, the lender MUST provide a copy of the appraisal to the borrower not less than 3 (three) BUSINESS days prior to closing.
Should you need a copy of the HVCC requirements please email me at frank@equityoptionscorp.com

What is selling and what to buy

If you check my daily updates on the right hand side you already know that Real Estate is really starting to move in the Keys.The best deals are selling of course.
Inventory is slowly starting to decrease. A lot of buyers I am working with have been watching the RE market for quiete some time and are confident that this is the right time to buy.

Following are the lowest priced properties in each category from MM74 to MM110:

Canal Front homes under 700K: Click here

Condos under 300K: Click here

Lowest priced condos with a view: Click here

Lowest priced condos/townhouses with deeded/assigned dockage: Click here

Dry lot homes under 300K: Click here

If you are interested in property in the Keys please give me call: 305-393-0923 or e-mail me: Wiebkewestedt@aol.com
I look forward to working with you!

Ocean Harbor

Please take a look at my new listing in Ocean Harbor. Ocean Harbor has it all:
Dockage, Tennis Courts, Pool, Beach, Fuel on site, Trailer storage, play ground, Tiki huts ...... please take a look:

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For info on this or any other property please contact Veepka at 305-393-0923 or Wiebkewestedt@ao.com

Financing Info By Frank

Frank is a Mortgage broker many of my cutsomers have used. He is good, competetive and communicates extremely well with all involved parties during a Transaction. I asked Frank to contribute some Finacing facts to my blog every so often.

Here is Frank:
Second Homes
In order to qualify for a second home loan there are a few parameters to look at. Lenders look at three main factors :Capacity, Credit, and Collateral.
Capacity
One needs to show the income or capacity to repay the loan. Present mortgage, credit debts such as credit cards, car loans and the new mortgage for the second home must not exceed 36% of your income. There is some flexibility if your credit and liquid assets are strong compensating factors. Also one needs to show assets sufficient for the down payment as well as monthly reserves of at least 3 months.
Credit
The credit score requirements on most second home loans are at a minimum of 680. After checking all 3 credit repositories the lender drops the high and the low score and uses the middle score. Apart from the score being good there must not be any recent lates ,especially not on your current mortgage. The higher the score the better the terms.
Collateral
If the property your are buying is in fairly good shape and has no outstanding violations this should not be a problem.
An appraisal report will indicate most of what the property entails and give the bank the collateral it needs. The lender requires a condo questionnaire form from the condo association to find out if there is any pending litigation or poor mismanagement that could cause the values to be affected.
The lenders do have plenty of money to lend and will do so gladly if the borrower qualifies correctly.
Frank Lazcos is a mortgage broker with Equity Option. If you have any questions regarding financing please give Frank a call: 305-525-258
or visit his website: Click here

Canal front home in Islamorada under 440K If I could I'd buy it! Under Contract!

Wow this is a great deal! This property is an REO located in Plantation Key Colony on an oversized lot on a wide canal. If I could buy something right now: This would be it!
It is a three bedroom, 2 baths Concrete home listed at $435,900
If you have any questions regarding this property or would like to make an appointment to view it please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com .
Don't wait too long. This won't last!

Summary of April Activity

Here is the proof: Real Estate is picking up in the Keys!

Upper Key:
Sold
Pendings
Price reduction
New listings

Middle and Upper Keys
Sold
Pending
Price changes
New listings

If you are looking to buy or sell Real Estate in the Keys please call me at 305-393-0923 or Wiebkewestedt@aol.com

Happy first of May!

Another great tool!

I have been in Real Estate long enough to appreciate all the great tools that are available to us Realtors thanks to the internet. When I started in Real Estate we had MLS (Multipe listing) books that came out once a month. Each property had one black and white picture and very limtied info about the property.
15 years later and this is how I can 'show' a new listings to the whole world within a few minutes:






How cool is that?
If you are looking to buy or sell Real Estate in the Keys please choose me as your Realtor. YOu can reach me at 305-393-0923 or Wiebkewestedt@aol.com

What is selling right now

If you have been following my blog for a while and check what is selling and going under contract, you already know that properties are moving! The Real Estate market has picked up tremendously over the past couple of months and if you are in the market to buy this is the time to get serious about it. There are still many great deals out there and sellers are aware that this is a buyers market; but the great deals are going .... rather quickly.
Don't take my word for it check out the following facts. Here is what is currently under contract in the uper Keys (This is only for the upper Keys).
Condos that are under contract
Condos that sold in the past 60 days
Canal front homes under contract
Canal front homes that sold over the past 60 days
Dry lot homes under contract
Dry lot homes that sold over the past 60 days

If you are looking for Real Estate in the Keys please call me at 305-393-0923 or e-mail me Wiebkewestedt@aol.com Thank you

All condos for sale in the upper Keys - by complex and MM

Tamarind Bay

Moon Bay

Kawama Tower

Kawama Villas and Kawama Yacht Club

Mariners Club

Landings of Largo

Rock Harbor

Buttonwood Bay

The Sanctuary

Ocean Pointe

Harbor92

Seagulls

Futura Yacht Club

Summer Sea

Port of call

Coral Harbor

Ocean Harbor

Plantation by the sea

Future Yacht Club

Executive Bay Club

Beacon Reef

Sandpebbles

The Palms

If you have any questions regarding any of these or other properties please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com

What I would buy if I could.

If you have been following my blog you know that my featured best deals usually go under contract rather quickly (I think that's a pretty good indicator that the properties indeed were good deals). "What would you buy if you were in the market?"
I am asked fairly often by buyers.
Here are the properties I'd buy if I could.
If I were in the market for a condo/townhouse:
Click here
For a canal front home in Islamorada:
Click here
A canal front home in Key Largo:
Click here
Open bay front under 1,5 Million:
Click here
Open Ocean front under 1,5 Million:
Click here
Dry lot houses:
Click here

There are some other properties which are great deals but the listing price does not reflect that fact. Call me and tell me what you are looking for and I'll tell you what properties are the best deal. Also: Make an offer on the property you love .... you never know how much a seller will take.
Have a happy Easter and please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com if you are looking to buy or sell Real estate in the Keys.

549K in Buttonwood Bay!

If you have been watching Buttonwood Bay, waiting for pricing to come down:
Here is your opportunity! An end unit (Extra Window), 2 bedrooms and 2, 5 baths.
This is by 50K the lowest price unit in BB.
See more info here: Click here

Please call me 305-393-0923 or e-mail me Wiebkewestedt@aol.com if you are interested in Real Estate in the Keys.

March Sales Activity Summary

Upper Keys

New listing

Sold

Under Contract

Price Changes


Middle Keys to Lower Keys

New listings

Sold

Pending

Price reduction

If you have any questions regarding any of these or other properties please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com

Lowest priced canal front, open water, dry lot homes and condos

The links in my blog stop working after 30 days. It is highly annoying but there is nothing I can do about it. Therefor here is a new post with the lowest priced of everything.

Canal Front homes under 600K

Canal front homes from 600K to 700K

Open water front houses under one Million

Open water Homes from 1 to 1,3 Million

Condos/townhomes under 250K

Condos/Townhomes from 250K to 350K

Condos with a view under 500K

Tomorrow will be the monthly summary. If you have any questions regarding any of these or other properties in the Keys please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com

249K for the perfect 'fishing getaway'

It does not happen often after 12 years in Real Estate in the Keys but today it did: I was at a condo complex I had never been to before and I was impressed!
This is such a perfect place for the avid Angler to whom fishing criteria are the single most important factor when choosing a piece of Real Estate in the Keys. This compex is located on the Ocean side on Lower Matecume. Common elements of the complex are: very protected dockage for a boat up to 26 feet, a boat yard for trailer storage, a garage (Yes! A Garage!), a heated pool, tennis courts, a large pretty vacant lot on a canal for barbecues etc.., two fish cleaning tables all right across from your one bedroom unit across the very quiet street! The unit is turn key: This means you do not have to bring anything: Everything stays from furniture to pots and pans!
See more info here
Depending on the price this boat can be included in the sale: a 2001 (purchased new in 2002) 22 foot Angler Grande Bay with T-top, rod holders, etc. It is powered by a 150 hp Yamaha Saltwater Series II engine with less than 300 hrs usage. The boat is equipped with VHF radio, GPS and depth finder, trim tabs and swim platform. Comes with all Coast Guard equipment and just passed a Coast Guard Safety Check for 2009. An aluminum tandem trailer is included. Considerable fishing gear can also be included if desired.

If you are interested in this or any other properties in the Keys please call me at 305-393-0923 or e-mail me at Wiebkewestedt@aol.com

This is the one to buy! Under Contract!

It is an open ocean property on 'Millionaire's row' in Islamorada. The lot is 1.7 acres with dockage and a boat ramp. Zoned 'Residential Estate' which City says allows for new estate-style home with separate guest cottage or caretaker's home up to 1200 sf. Current home is 2/2 down & large 1/1 up with open ocean views. Gated entrance. Rare oceanfront acreage.

You can find more pictures and info here: Click here

Please call 305-393-0923 or e-mail me: Wiebkewestedt@aol.com with any questions or for a showing!
This is a great investment opportunity!

Lowest priced canal front homes and condos/townhomes

generated from MLS:

Canal front homes under 700K from Mile Marker 60 to MM 90:
Click here

Canal front homes under 7000K from Mile Marker 90 To MM110:
Click here

Open water front homes under 1,5 Million:
Click here

One bedroom condos under 300K from MM74 to MM110:
Click here

Two bedroom condos under 300K from MM74 to MM110:
Click here

Condos/townhouses with dockage (including first come first serve dockage) under 500K:
Click here

If you have questions regarding any of these properties please e-mail me at Wiebkewestedt@aol.com or call me at 305-393-0923